The Story Behind MFSS

A Personal Experience. A Focused Security Vision.

Maximum Financial Security Services began with founder Duane Harris's personal experience involving unauthorized charges and theft affecting both his credit card and debit card.

Section 01

The Experience

"Having experienced unauthorized charges and theft from both my debit card and credit card, I brainstormed for months on a method to protect myself from further financial losses and unauthorized charges."

Duane Harris, Founder
Section 02

The Research

"Over the next few months, I researched the methods criminals use to commit fraud with credit and debit cards. I read about their tactics, equipment and even the main locations they utilize for committing fraud."

The founder's research examined physical skimming, card-not-present activity, stolen credentials, account takeover, compromised payment information, and other methods of unauthorized card use.

Research summaries on this website are presented at a general, educational level only. MFSS does not publish tactical detail, criminal procedures, or instructions of any kind.

Section 03

A Granite Wall Between the Transaction and the Card

"While I can only reveal this business idea in a meeting in person, I can assure you my vision for MFSS will put a granite wall between the point of sale and clients' credit and debit cards."

Duane Harris, Founder

The "granite wall" is the founder's metaphor for a strong and controlled protective boundary. It is represented here through layered security graphics rather than a literal wall.

Section 04

The Founder's Original Service Vision

The following statements communicate the founder's intended service standard. MFSS remains in development, and these statements do not currently constitute published guarantees, contractual terms, or independently validated performance claims.

  • "MFSS can stop credit card and debit card fraud."

  • "While the client will have full use and complete access to their credit and debit card finances, criminals and unauthorized users will be blocked 100% every time. That's a guarantee."

  • "Once a client signs up with MFSS, they will no longer experience losses due to theft or misuse."

  • "This service will come with a guarantee."

  • "Clients will be able to rest peacefully knowing they have Fort Knox level security protecting their credit and debit cards from financial losses."

Service Development Notice

MFSS has not yet published final technical specifications, service limitations, eligibility requirements, exclusions, reimbursement conditions, guarantee terms, or contractual commitments. Any absolute protection or guarantee statement must undergo technical validation and review by qualified U.S. legal counsel before being promoted as an active service commitment.

Section 05

A Standard Inspired by Fort Knox

The phrase "Fort Knox level security" expresses the founder's intended standard of strength, control, confidence, and peace of mind.

It must not be described as a government affiliation, security certification, independently measured protection level, or technical standard.